CO-OPERATIVE
Federal • WOODRIDGE, New York • Est. 1936
Quick Facts
- Charter Number
- #1134
- Type
- Federal
- Established
- 1936
- Headquarters
- WOODRIDGE, New York 12789
- Address
- PO BOX 307
- Branches
- 1
- Members
- 419
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
419 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CO-OPERATIVE |
|---|---|
| Total Assets | $3.5M |
| Members | 419 |
| Loans Outstanding | $444K |
| Shares & Deposits | $2.7M |
| Net Worth | $775K |
| Net Worth Ratio | 22.03% |
| Loan-to-Share Ratio | 16.2% |
| Delinquency Rate | 1.26% |
| Net Income | $-60,143 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
HOME OFFICE
Main Office39 BROADWAY
WOODRIDGE, NY 12789
Who Can Join CO-OPERATIVE?
Membership Type: Community
Membership eligibility for CO-OPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CO-OPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. CO-OPERATIVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CO-OPERATIVE has 419 members and a potential membership field of 2,500 people.
CO-OPERATIVE's net worth ratio is 22.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.0%, CO-OPERATIVE meets this threshold.
CO-OPERATIVE operates 1 branch location. The main office is located at 39 BROADWAY, WOODRIDGE, NY 12789.
CO-OPERATIVE was established in 1936. It is a federal credit union chartered under charter number 1134. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CO-OPERATIVE. All financial data is for informational purposes only.