COAST CENTRAL
State-Chartered • Eureka, California • Est. 1974
Quick Facts
- Charter Number
- #62367
- Type
- State-Chartered
- Established
- 1974
- Headquarters
- Eureka, California 95501
- Address
- 2650 Harrison Ave
- Branches
- 10
- ATMs
- 11
- Members
- 80,401
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
80,401 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COAST CENTRAL |
|---|---|
| Total Assets | $2.3B |
| Members | 80,401 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $2.0B |
| Net Worth | $269.4M |
| Net Worth Ratio | 11.77% |
| Loan-to-Share Ratio | 55.7% |
| Delinquency Rate | 0.67% |
| Net Income | +$18,623,257 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 11 ATMs
Eureka - Harrison Ave
Main Office2650 Harrison Ave
Eureka, CA 95501
Crescent City
660 L St
Crescent City, CA 95531
Arcata Giuntoli
1551 Giuntoli Ln
Arcata, CA 95521
Fortuna
1814 Main St
Fortuna, CA 95540
McKinleyville - Central
1968 Central Ave
McKinleyville, CA 95519
Who Can Join COAST CENTRAL?
Membership Type: Community
Membership eligibility for COAST CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact COAST CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. COAST CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COAST CENTRAL has 80,401 members and a potential membership field of 175,031 people.
COAST CENTRAL's net worth ratio is 11.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.8%, COAST CENTRAL meets this threshold.
COAST CENTRAL operates 10 branch locations and has access to 11 ATMs. The main office is located at 2650 Harrison Ave, Eureka, CA 95501.
COAST CENTRAL was established in 1974. It is a state-chartered credit union chartered under charter number 62367. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COAST CENTRAL. All financial data is for informational purposes only.