COBBLESTONE COUNTRY
Federal • Albion, New York • Est. 1965
Quick Facts
- Charter Number
- #16672
- Type
- Federal
- Established
- 1965
- Headquarters
- Albion, New York 14411
- Address
- 299 West Ave
- Branches
- 1
- Members
- 2,705
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,705 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COBBLESTONE COUNTRY |
|---|---|
| Total Assets | $24.0M |
| Members | 2,705 |
| Loans Outstanding | $16.0M |
| Shares & Deposits | $20.6M |
| Net Worth | $3.3M |
| Net Worth Ratio | 13.86% |
| Loan-to-Share Ratio | 77.9% |
| Delinquency Rate | 0.79% |
| Net Income | +$668,961 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Cobblestone Country FCU
Main Office299 West Ave
Albion, NY 14411
Who Can Join COBBLESTONE COUNTRY?
Membership Type: Other/Unknown
Membership eligibility for COBBLESTONE COUNTRY may vary. Contact the credit union directly to confirm qualification requirements.
Contact COBBLESTONE COUNTRY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. COBBLESTONE COUNTRY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COBBLESTONE COUNTRY has 2,705 members and a potential membership field of 22,000 people.
COBBLESTONE COUNTRY's net worth ratio is 13.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, COBBLESTONE COUNTRY meets this threshold.
COBBLESTONE COUNTRY operates 1 branch location. The main office is located at 299 West Ave, Albion, NY 14411.
COBBLESTONE COUNTRY was established in 1965. It is a federal credit union chartered under charter number 16672. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COBBLESTONE COUNTRY. All financial data is for informational purposes only.