COMBINED
Federal • HOT SPRINGS, Arkansas • Est. 1967
Quick Facts
- Charter Number
- #18474
- Type
- Federal
- Established
- 1967
- Headquarters
- HOT SPRINGS, Arkansas 71913
- Address
- 203 NASH ST
- Branches
- 1
- ATMs
- 1
- Members
- 1,788
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,788 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMBINED |
|---|---|
| Total Assets | $8.6M |
| Members | 1,788 |
| Loans Outstanding | $7.2M |
| Shares & Deposits | $7.5M |
| Net Worth | $1.2M |
| Net Worth Ratio | 13.34% |
| Loan-to-Share Ratio | 97.3% |
| Delinquency Rate | 2.30% |
| Net Income | +$86,789 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
CREDIT UNION
Main Office203 NASH ST
HOT SPRINGS, AR 71913
Who Can Join COMBINED?
Membership Type: Community
Membership eligibility for COMBINED may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMBINED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. COMBINED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMBINED has 1,788 members and a potential membership field of 4,000 people.
COMBINED's net worth ratio is 13.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.3%, COMBINED meets this threshold.
COMBINED operates 1 branch location and has access to 1 ATMs. The main office is located at 203 NASH ST, HOT SPRINGS, AR 71913.
COMBINED was established in 1967. It is a federal credit union chartered under charter number 18474. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMBINED. All financial data is for informational purposes only.