COMMON TRUST
Federal • Woburn, Massachusetts • Est. 1966
Quick Facts
- Charter Number
- #17847
- Type
- Federal
- Established
- 1966
- Headquarters
- Woburn, Massachusetts 01801-7246
- Address
- 8 Cedar St
- Branches
- 4
- Members
- 5,788
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,788 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMON TRUST |
|---|---|
| Total Assets | $98.1M |
| Members | 5,788 |
| Loans Outstanding | $40.9M |
| Shares & Deposits | $91.1M |
| Net Worth | $9.5M |
| Net Worth Ratio | 9.68% |
| Loan-to-Share Ratio | 44.9% |
| Delinquency Rate | 0.26% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Common Trust FCU
Main Office8 Cedar St
Woburn, MA 01801-7246
Bedford VA Branch
200 Springs Rd
Bedford, MA 01730-1114
Wellesley Branch
1 Hollis St Ste 105
Wellesley, MA 02482
Lexington Branch
3 Fletcher Ave
Lexington, MA 02420
Who Can Join COMMON TRUST?
Membership Type: Other/Unknown
Membership eligibility for COMMON TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMON TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
COMMON TRUST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMON TRUST has 5,788 members and a potential membership field of 402,639 people.
COMMON TRUST's reported net worth ratio is 9.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMON TRUST operates 4 branch locations. The main office is located at 8 Cedar St, Woburn, MA 01801-7246.
COMMON TRUST was established in 1966. It is a federal credit union chartered under charter number 17847. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMON TRUST. All financial data is for informational purposes only.