COMMON TRUST
Federal • Woburn, Massachusetts • Est. 1966
Quick Facts
- Charter Number
- #17847
- Type
- Federal
- Established
- 1966
- Headquarters
- Woburn, Massachusetts 01801-7246
- Address
- 8 Cedar St
- Branches
- 4
- Members
- 4,827
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,827 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMON TRUST |
|---|---|
| Total Assets | $97.0M |
| Members | 4,827 |
| Loans Outstanding | $40.8M |
| Shares & Deposits | $90.0M |
| Net Worth | $9.5M |
| Net Worth Ratio | 9.79% |
| Loan-to-Share Ratio | 45.4% |
| Delinquency Rate | 0.38% |
| Net Income | +$73,162 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Common Trust FCU
Main Office8 Cedar St
Woburn, MA 01801-7246
Bedford VA Branch
200 Springs Rd
Bedford, MA 01730-1114
Wellesley Branch
1 Hollis St Ste 105
Wellesley, MA 02482
Lexington Branch
3 Fletcher Ave
Lexington, MA 02420
Who Can Join COMMON TRUST?
Membership Type: Other/Unknown
Membership eligibility for COMMON TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMON TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. COMMON TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMON TRUST has 4,827 members and a potential membership field of 402,639 people.
COMMON TRUST's net worth ratio is 9.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, COMMON TRUST meets this threshold.
COMMON TRUST operates 4 branch locations. The main office is located at 8 Cedar St, Woburn, MA 01801-7246.
COMMON TRUST was established in 1966. It is a federal credit union chartered under charter number 17847. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMON TRUST. All financial data is for informational purposes only.