COMMUNITY 1ST
State-Chartered • Ottumwa, Iowa • Est. 1936
Quick Facts
- Charter Number
- #68510
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Ottumwa, Iowa 52501
- Address
- 1100 Hutchinson Ave
- Branches
- 24
- ATMs
- 23
- Members
- 72,400
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
72,400 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY 1ST |
|---|---|
| Total Assets | $1.1B |
| Members | 72,400 |
| Loans Outstanding | $911.2M |
| Shares & Deposits | $974.9M |
| Net Worth | $115.2M |
| Net Worth Ratio | 10.49% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 3.27% |
| Net Income | +$913,180 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
24 locations · 23 ATMs
Pennsylvania
739 Pennsylvania Ave
Ottumwa, IA 52501
Oskaloosa
1311 A Ave W
Oskaloosa, IA 52577
Richmond
235 Richmond Ave
Ottumwa, IA 52501
Pella
500 Main St
Pella, IA 50219-1832
Grinnell
205 West St
Grinnell, IA 50112-2313
Who Can Join COMMUNITY 1ST?
Membership Type: Community
Membership eligibility for COMMUNITY 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
COMMUNITY 1ST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMUNITY 1ST has 72,400 members and a potential membership field of 2,322,526 people.
COMMUNITY 1ST's reported net worth ratio is 10.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMUNITY 1ST operates 24 branch locations and has access to 23 ATMs. The main office is located at 1100 Hutchinson Ave, Ottumwa, IA 52501.
COMMUNITY 1ST was established in 1936. It is a state-chartered credit union chartered under charter number 68510. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY 1ST. All financial data is for informational purposes only.