COMMUNITY FIRST
State-Chartered • Santa Rosa, California • Est. 1959
Quick Facts
- Charter Number
- #61667
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Santa Rosa, California 95401-4683
- Address
- 1105 N Dutton Ave
- Branches
- 13
- ATMs
- 16
- Members
- 58,012
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
58,012 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST |
|---|---|
| Total Assets | $922.1M |
| Members | 58,012 |
| Loans Outstanding | $644.1M |
| Shares & Deposits | $817.0M |
| Net Worth | $91.6M |
| Net Worth Ratio | 9.94% |
| Loan-to-Share Ratio | 78.8% |
| Delinquency Rate | 1.33% |
| Net Income | +$2,575,112 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 16 ATMs
Lakeport
963 11th St
Lakeport, CA 95453
Fort Bragg
147 N Franklin St
Fort Bragg, CA 95437
Clearlake
14866 Olympic Dr
Clearlake, CA 95422
Corporate Office
Main Office1105 N Dutton Ave
Santa Rosa, CA 95401-4683
Guerneville
16200 Main St
Guerneville, CA 95446
Who Can Join COMMUNITY FIRST?
Membership Type: Community
Membership eligibility for COMMUNITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
COMMUNITY FIRST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMUNITY FIRST has 58,012 members and a potential membership field of 1,031,441 people.
COMMUNITY FIRST's reported net worth ratio is 9.94% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMUNITY FIRST operates 13 branch locations and has access to 16 ATMs. The main office is located at 1105 N Dutton Ave, Santa Rosa, CA 95401-4683.
COMMUNITY FIRST was established in 1959. It is a state-chartered credit union chartered under charter number 61667. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST. All financial data is for informational purposes only.