COMMUNITY FIRST
State-Chartered • Santa Rosa, California • Est. 1959
Quick Facts
- Charter Number
- #61667
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Santa Rosa, California 95406
- Address
- PO Box 6004
- Branches
- 13
- ATMs
- 16
- Members
- 58,779
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
58,779 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST |
|---|---|
| Total Assets | $914.9M |
| Members | 58,779 |
| Loans Outstanding | $645.7M |
| Shares & Deposits | $811.1M |
| Net Worth | $89.1M |
| Net Worth Ratio | 9.73% |
| Loan-to-Share Ratio | 79.6% |
| Delinquency Rate | 2.16% |
| Net Income | +$8,636,953 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 16 ATMs
Lakeport
963 11th St
Lakeport, CA 95453
Fort Bragg
147 N Franklin St
Fort Bragg, CA 95437
Clearlake
14866 Olympic Dr
Clearlake, CA 95422
Corporate Office
Main Office1105 N Dutton Ave
Santa Rosa, CA 95401-4683
Guerneville
16200 Main St
Guerneville, CA 95446
Who Can Join COMMUNITY FIRST?
Membership Type: Community
Membership eligibility for COMMUNITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. COMMUNITY FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY FIRST has 58,779 members and a potential membership field of 1,031,441 people.
COMMUNITY FIRST's net worth ratio is 9.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, COMMUNITY FIRST meets this threshold.
COMMUNITY FIRST operates 13 branch locations and has access to 16 ATMs. The main office is located at 1105 N Dutton Ave, Santa Rosa, CA 95401-4683.
COMMUNITY FIRST was established in 1959. It is a state-chartered credit union chartered under charter number 61667. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST. All financial data is for informational purposes only.