COMMUNITY FIRST
Federal • LAKEVIEW, Michigan • Est. 1985
Quick Facts
- Charter Number
- #24199
- Type
- Federal
- Established
- 1985
- Headquarters
- LAKEVIEW, Michigan 48850
- Address
- 9637 N GREENVILLE
- Branches
- 6
- ATMs
- 4
- Members
- 13,650
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,650 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY FIRST |
|---|---|
| Total Assets | $146.6M |
| Members | 13,650 |
| Loans Outstanding | $123.4M |
| Shares & Deposits | $133.0M |
| Net Worth | $12.0M |
| Net Worth Ratio | 8.26% |
| Loan-to-Share Ratio | 92.8% |
| Delinquency Rate | 1.38% |
| Net Income | +$2,286,601 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 4 ATMs
Main Office
Main Office9637 N Greenville Rd
Lakeview, MI 48850-9107
Howard City Branch
620 W Shaw St
Howard City, MI 49329-8717
Trufant Branch
110 S A St
Trufant, MI 49347-5121
Morley Branch
101 4th St
Morley, MI 49336-9480
Remus Site
155 N Sheridan Ave
Remus, MI 49340-9113
Who Can Join COMMUNITY FIRST?
Membership Type: Other/Unknown
Membership eligibility for COMMUNITY FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. COMMUNITY FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY FIRST has 13,650 members and a potential membership field of 166,465 people.
COMMUNITY FIRST's net worth ratio is 8.26% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, COMMUNITY FIRST meets this threshold.
COMMUNITY FIRST operates 6 branch locations and has access to 4 ATMs. The main office is located at 9637 N Greenville Rd, Lakeview, MI 48850-9107.
COMMUNITY FIRST was established in 1985. It is a federal credit union chartered under charter number 24199. The institution has been serving members for 41 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY FIRST. All financial data is for informational purposes only.