COMMUNITY SPIRIT CREDIT UNION
State-Chartered • Lawrenceburg, Indiana • Est. 1937
Quick Facts
- Charter Number
- #65493
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Lawrenceburg, Indiana 47025-1116
- Address
- 160 Industrial Drive
- Branches
- 1
- ATMs
- 2
- Members
- 2,061
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,061 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY SPIRIT CREDIT UNION |
|---|---|
| Total Assets | $22.3M |
| Members | 2,061 |
| Loans Outstanding | $10.7M |
| Shares & Deposits | $20.0M |
| Net Worth | $2.2M |
| Net Worth Ratio | 9.80% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 2.58% |
| Net Income | +$73,279 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
Community Spirit CU
Main Office160 Industrial Dr
Lawrenceburg, IN 47025-1116
Who Can Join COMMUNITY SPIRIT CREDIT UNION?
Membership Type: Community
Membership eligibility for COMMUNITY SPIRIT CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY SPIRIT CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. COMMUNITY SPIRIT CREDIT UNION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMMUNITY SPIRIT CREDIT UNION has 2,061 members and a potential membership field of 10,000 people.
COMMUNITY SPIRIT CREDIT UNION's net worth ratio is 9.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, COMMUNITY SPIRIT CREDIT UNION meets this threshold.
COMMUNITY SPIRIT CREDIT UNION operates 1 branch location and has access to 2 ATMs. The main office is located at 160 Industrial Dr, Lawrenceburg, IN 47025-1116.
COMMUNITY SPIRIT CREDIT UNION was established in 1937. It is a state-chartered credit union chartered under charter number 65493. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY SPIRIT CREDIT UNION. All financial data is for informational purposes only.