COMMUNITY SPIRIT CREDIT UNION
State-Chartered • Lawrenceburg, Indiana • Est. 1937
Quick Facts
- Charter Number
- #65493
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Lawrenceburg, Indiana 47025-1116
- Address
- 160 Industrial Dr
- Branches
- 1
- ATMs
- 2
- Members
- 2,049
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,049 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMMUNITY SPIRIT CREDIT UNION |
|---|---|
| Total Assets | $23.3M |
| Members | 2,049 |
| Loans Outstanding | $10.5M |
| Shares & Deposits | $21.0M |
| Net Worth | $2.2M |
| Net Worth Ratio | 9.43% |
| Loan-to-Share Ratio | 49.8% |
| Delinquency Rate | 2.72% |
| Net Income | +$8,813 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 2 ATMs
Community Spirit CU
Main Office160 Industrial Dr
Lawrenceburg, IN 47025-1116
Who Can Join COMMUNITY SPIRIT CREDIT UNION?
Membership Type: Community
Membership eligibility for COMMUNITY SPIRIT CREDIT UNION may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMMUNITY SPIRIT CREDIT UNION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
COMMUNITY SPIRIT CREDIT UNION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COMMUNITY SPIRIT CREDIT UNION has 2,049 members and a potential membership field of 10,000 people.
COMMUNITY SPIRIT CREDIT UNION's reported net worth ratio is 9.43% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COMMUNITY SPIRIT CREDIT UNION operates 1 branch location and has access to 2 ATMs. The main office is located at 160 Industrial Dr, Lawrenceburg, IN 47025-1116.
COMMUNITY SPIRIT CREDIT UNION was established in 1937. It is a state-chartered credit union chartered under charter number 65493. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COMMUNITY SPIRIT CREDIT UNION. All financial data is for informational purposes only.