COMPASS
Federal • Oswego, New York • Est. 1966
Quick Facts
- Charter Number
- #17665
- Type
- Federal
- Established
- 1966
- Headquarters
- Oswego, New York 13126-2915
- Address
- 131 George St
- Branches
- 7
- ATMs
- 3
- Members
- 8,131
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,131 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COMPASS |
|---|---|
| Total Assets | $101.1M |
| Members | 8,131 |
| Loans Outstanding | $55.2M |
| Shares & Deposits | $85.6M |
| Net Worth | $14.9M |
| Net Worth Ratio | 14.73% |
| Loan-to-Share Ratio | 64.5% |
| Delinquency Rate | 0.75% |
| Net Income | +$1,217,313 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 3 ATMs
Compass Federal CU
Main Office131 George St
Oswego, NY 13126-2915
Novelis Plant
448 County Route 1A
Oswego, NY 13126
Disaster Recovery Site
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Fulton Officwe
208 N 2nd St
Fulton, NY 13069
First St
300 W 1st St
Oswego, NY 13126
Who Can Join COMPASS?
Membership Type: Other/Unknown
Membership eligibility for COMPASS may vary. Contact the credit union directly to confirm qualification requirements.
Contact COMPASS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. COMPASS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COMPASS has 8,131 members and a potential membership field of 118,305 people.
COMPASS's net worth ratio is 14.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.7%, COMPASS meets this threshold.
COMPASS operates 7 branch locations and has access to 3 ATMs. The main office is located at 131 George St, Oswego, NY 13126-2915.
COMPASS was established in 1966. It is a federal credit union chartered under charter number 17665. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COMPASS. All financial data is for informational purposes only.