CONSTRUCTION
Federal • Bingham Farms, Michigan • Est. 1974
Quick Facts
- Charter Number
- #21798
- Type
- Federal
- Established
- 1974
- Headquarters
- Bingham Farms, Michigan 48025
- Address
- 30400 Telegraph Rd Ste 122
- Branches
- 1
- Members
- 1,173
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,173 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CONSTRUCTION |
|---|---|
| Total Assets | $33.7M |
| Members | 1,173 |
| Loans Outstanding | $17.8M |
| Shares & Deposits | $30.1M |
| Net Worth | $3.5M |
| Net Worth Ratio | 10.50% |
| Loan-to-Share Ratio | 59.1% |
| Delinquency Rate | 0.10% |
| Net Income | +$26,089 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main office
Main Office30400 Telegraph Rd Ste 122
Bingham Farms, MI 48025
Who Can Join CONSTRUCTION?
Membership Type: Occupational
Membership eligibility for CONSTRUCTION may vary. Contact the credit union directly to confirm qualification requirements.
Contact CONSTRUCTION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
CONSTRUCTION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CONSTRUCTION has 1,173 members and a potential membership field of 10,500 people.
CONSTRUCTION's reported net worth ratio is 10.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CONSTRUCTION operates 1 branch location. The main office is located at 30400 Telegraph Rd Ste 122, Bingham Farms, MI 48025.
CONSTRUCTION was established in 1974. It is a federal credit union chartered under charter number 21798. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CONSTRUCTION. All financial data is for informational purposes only.