CONSUMER'S
Federal • Gregory, South Dakota • Est. 1977
Quick Facts
- Charter Number
- #22719
- Type
- Federal
- Established
- 1977
- Headquarters
- Gregory, South Dakota 57533
- Address
- PO Box 69
- Branches
- 1
- ATMs
- 1
- Members
- 1,600
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,600 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CONSUMER'S |
|---|---|
| Total Assets | $20.4M |
| Members | 1,600 |
| Loans Outstanding | $10.0M |
| Shares & Deposits | $18.3M |
| Net Worth | $2.0M |
| Net Worth Ratio | 9.67% |
| Loan-to-Share Ratio | 54.7% |
| Delinquency Rate | 0.11% |
| Net Income | +$239,452 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Consumer's Federal Credit Union
Main Office301 highway 18 west
Gregory, SD 57533-2203
Who Can Join CONSUMER'S?
Membership Type: Other/Unknown
Membership eligibility for CONSUMER'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact CONSUMER'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. CONSUMER'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CONSUMER'S has 1,600 members and a potential membership field of 2,500 people.
CONSUMER'S's net worth ratio is 9.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, CONSUMER'S meets this threshold.
CONSUMER'S operates 1 branch location and has access to 1 ATMs. The main office is located at 301 highway 18 west, Gregory, SD 57533-2203.
CONSUMER'S was established in 1977. It is a federal credit union chartered under charter number 22719. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CONSUMER'S. All financial data is for informational purposes only.