COPPER STATE
State-Chartered • Phoenix, Arizona • Est. 1951
Quick Facts
- Charter Number
- #68502
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Phoenix, Arizona 85053
- Address
- 15458 N 28th Ave
- Branches
- 8
- ATMs
- 8
- Members
- 37,655
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
37,655 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COPPER STATE |
|---|---|
| Total Assets | $644.8M |
| Members | 37,655 |
| Loans Outstanding | $439.2M |
| Shares & Deposits | $565.0M |
| Net Worth | $56.9M |
| Net Worth Ratio | 8.81% |
| Loan-to-Share Ratio | 77.7% |
| Delinquency Rate | 0.81% |
| Net Income | +$10,411,985 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Goodyear
1270 N Dysart Rd
Goodyear, AZ 85395
Payson
254 E State Highway 260
Payson, AZ 85541-4927
Operations Center
Main Office15458 N 28th Ave
Phoenix, AZ 85053
Anthem
3428 W Anthem Way
Anthem, AZ 85086
Arrowhead
18559 N 59th Ave
Glendale, AZ 85308
Who Can Join COPPER STATE?
Membership Type: Community
Membership eligibility for COPPER STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact COPPER STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arizona RankingsFrequently Asked Questions
Yes. COPPER STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COPPER STATE has 37,655 members and a potential membership field of 6,682,709 people.
COPPER STATE's net worth ratio is 8.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, COPPER STATE meets this threshold.
COPPER STATE operates 8 branch locations and has access to 8 ATMs. The main office is located at 15458 N 28th Ave, Phoenix, AZ 85053.
COPPER STATE was established in 1951. It is a state-chartered credit union chartered under charter number 68502. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COPPER STATE. All financial data is for informational purposes only.