CORAZO
State-Chartered • El Centro, California • Est. 1942
Quick Facts
- Charter Number
- #68356
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- El Centro, California 92244
- Address
- P O Box 3247
- Branches
- 5
- ATMs
- 4
- Members
- 23,567
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
23,567 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CORAZO |
|---|---|
| Total Assets | $234.6M |
| Members | 23,567 |
| Loans Outstanding | $180.0M |
| Shares & Deposits | $199.3M |
| Net Worth | $33.3M |
| Net Worth Ratio | 14.21% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 2.03% |
| Net Income | +$8,948,275 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Brawley Branch
1020 S Brawley Ave
Brawley, CA 92227
Main Office
Main Office1602 W Main St
El Centro, CA 92243-2232
Imperial Branch Recovery Site
123 W Barioni Blvd
Imperial, CA 92251
Calexico Branch
1010 Cole Blvd
Calexico, CA 92231
Imperial Branch
123 W Barioni Blvd Ste D
Imperial, CA 92251
Who Can Join CORAZO?
Membership Type: Community
Membership eligibility for CORAZO may vary. Contact the credit union directly to confirm qualification requirements.
Contact CORAZO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. CORAZO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CORAZO has 23,567 members and a potential membership field of 667,150 people.
CORAZO's net worth ratio is 14.21% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.2%, CORAZO meets this threshold.
CORAZO operates 5 branch locations and has access to 4 ATMs. The main office is located at 1602 W Main St, El Centro, CA 92243-2232.
CORAZO was established in 1942. It is a state-chartered credit union chartered under charter number 68356. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CORAZO. All financial data is for informational purposes only.