CORNERSTONE COMMUNITY
Federal • Lockport, New York • Est. 1957
Quick Facts
- Charter Number
- #11723
- Type
- Federal
- Established
- 1957
- Headquarters
- Lockport, New York 14094-6331
- Address
- 6485 S Transit Rd
- Branches
- 7
- ATMs
- 6
- Members
- 44,162
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
44,162 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CORNERSTONE COMMUNITY |
|---|---|
| Total Assets | $725.9M |
| Members | 44,162 |
| Loans Outstanding | $489.2M |
| Shares & Deposits | $668.3M |
| Net Worth | $54.3M |
| Net Worth Ratio | 7.61% |
| Loan-to-Share Ratio | 73.2% |
| Delinquency Rate | 1.42% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
Middleport
5 State St
Middleport, NY 14105-1105
NT
107 Main St
North Tonawanda, NY 14120-5309
Transit
Main Office6485 S Transit Rd
Lockport, NY 14094-6331
Niagara Falls
4225 Witmer Rd
Niagara Falls, NY 14305
Lockport
5810 S Transit Rd
Lockport, NY 14094
Who Can Join CORNERSTONE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CORNERSTONE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CORNERSTONE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
CORNERSTONE COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CORNERSTONE COMMUNITY has 44,162 members and a potential membership field of 1,154,143 people.
CORNERSTONE COMMUNITY's reported net worth ratio is 7.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CORNERSTONE COMMUNITY operates 7 branch locations and has access to 6 ATMs. The main office is located at 6485 S Transit Rd, Lockport, NY 14094-6331.
CORNERSTONE COMMUNITY was established in 1957. It is a federal credit union chartered under charter number 11723. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CORNERSTONE COMMUNITY. All financial data is for informational purposes only.