CORNERSTONE COMMUNITY FINANCIAL
State-Chartered • Auburn Hills, Michigan • Est. 1951
Quick Facts
- Charter Number
- #68641
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Auburn Hills, Michigan 48326
- Address
- 2955 University Dr
- Branches
- 9
- ATMs
- 8
- Members
- 25,607
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,607 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CORNERSTONE COMMUNITY FINANCIAL |
|---|---|
| Total Assets | $467.2M |
| Members | 25,607 |
| Loans Outstanding | $376.4M |
| Shares & Deposits | $361.7M |
| Net Worth | $55.1M |
| Net Worth Ratio | 12.95% |
| Loan-to-Share Ratio | 104.1% |
| Delinquency Rate | 1.05% |
| Net Income | +$6,673,042 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Auburn Hills
Main Office2955 University Dr
Auburn Hills, MI 48326
Center Line
7291 Bernice
Center Line, MI 48015
Perrysburg
28543 Oregon Rd
Perrysburg, OH 43551
Royal Oak
30606 Woodward Ave
Royal Oak, MI 48073
Sterling Heights
44911 Mound Rd
Sterling Heights, MI 48314
Who Can Join CORNERSTONE COMMUNITY FINANCIAL?
Membership Type: Community
Membership eligibility for CORNERSTONE COMMUNITY FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CORNERSTONE COMMUNITY FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. CORNERSTONE COMMUNITY FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CORNERSTONE COMMUNITY FINANCIAL has 25,607 members and a potential membership field of 500,000 people.
CORNERSTONE COMMUNITY FINANCIAL's net worth ratio is 12.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, CORNERSTONE COMMUNITY FINANCIAL meets this threshold.
CORNERSTONE COMMUNITY FINANCIAL operates 9 branch locations and has access to 8 ATMs. The main office is located at 2955 University Dr, Auburn Hills, MI 48326.
CORNERSTONE COMMUNITY FINANCIAL was established in 1951. It is a state-chartered credit union chartered under charter number 68641. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CORNERSTONE COMMUNITY FINANCIAL. All financial data is for informational purposes only.