COTTON BELT
Federal • Pine Bluff, Arkansas • Est. 1936
Quick Facts
- Charter Number
- #1245
- Type
- Federal
- Established
- 1936
- Headquarters
- Pine Bluff, Arkansas 71601
- Address
- 1703 River Pines Blvd
- Branches
- 2
- ATMs
- 2
- Members
- 5,754
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,754 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COTTON BELT |
|---|---|
| Total Assets | $70.5M |
| Members | 5,754 |
| Loans Outstanding | $55.3M |
| Shares & Deposits | $56.7M |
| Net Worth | $11.5M |
| Net Worth Ratio | 16.33% |
| Loan-to-Share Ratio | 97.7% |
| Delinquency Rate | 2.31% |
| Net Income | +$120,534 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Pine Bluff Cotton Belt FCU
Main Office1703 River Pines Blvd
Pine Bluff, AR 71601
Pine Bluff Cotton Belt FCU-White Hall
8540 Highway 270
White Hall, AR 71602-9605
Who Can Join COTTON BELT?
Membership Type: Community
Membership eligibility for COTTON BELT may vary. Contact the credit union directly to confirm qualification requirements.
Contact COTTON BELT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Arkansas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Arkansas RankingsFrequently Asked Questions
COTTON BELT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, COTTON BELT has 5,754 members and a potential membership field of 9,184 people.
COTTON BELT's reported net worth ratio is 16.33% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
COTTON BELT operates 2 branch locations and has access to 2 ATMs. The main office is located at 1703 River Pines Blvd, Pine Bluff, AR 71601.
COTTON BELT was established in 1936. It is a federal credit union chartered under charter number 1245. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or COTTON BELT. All financial data is for informational purposes only.