COUNCILL
Federal • NORMAL, Alabama • Est. 1954
Quick Facts
- Charter Number
- #9554
- Type
- Federal
- Established
- 1954
- Headquarters
- NORMAL, Alabama 35762
- Address
- PO BOX 267
- Branches
- 3
- Members
- 614
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
614 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COUNCILL |
|---|---|
| Total Assets | $2.8M |
| Members | 614 |
| Loans Outstanding | $669K |
| Shares & Deposits | $2.4M |
| Net Worth | $417K |
| Net Worth Ratio | 15.01% |
| Loan-to-Share Ratio | 28.4% |
| Delinquency Rate | 0.71% |
| Net Income | $-16,486 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
NORTH ALABAMA EDUCATOR
2100 SPARKMAN DR NW
HUNTSVILLE, AL 35810
INTGERSYS
2601 NETWORK BLVD STE 600
FRISCO, TX 75034
Councill Federal Credit Union
Main Office1061 Buchanan Way
Normal, AL 35762
Who Can Join COUNCILL?
Membership Type: Community
Membership eligibility for COUNCILL may vary. Contact the credit union directly to confirm qualification requirements.
Contact COUNCILL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. COUNCILL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COUNCILL has 614 members and a potential membership field of 2,000 people.
COUNCILL's net worth ratio is 15.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.0%, COUNCILL meets this threshold.
COUNCILL operates 3 branch locations. The main office is located at 1061 Buchanan Way, Normal, AL 35762.
COUNCILL was established in 1954. It is a federal credit union chartered under charter number 9554. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COUNCILL. All financial data is for informational purposes only.