COUNTRY HERITAGE
State-Chartered • BUCHANAN, Michigan • Est. 1932
Quick Facts
- Charter Number
- #62079
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- BUCHANAN, Michigan 49107-9201
- Address
- P O BOX 406
- Branches
- 1
- Members
- 1,226
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,226 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | COUNTRY HERITAGE |
|---|---|
| Total Assets | $52.5M |
| Members | 1,226 |
| Loans Outstanding | $37.8M |
| Shares & Deposits | $41.3M |
| Net Worth | $11.2M |
| Net Worth Ratio | 21.27% |
| Loan-to-Share Ratio | 91.5% |
| Delinquency Rate | 2.27% |
| Net Income | +$553,119 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Country Heritage Credit Union
Main Office16580 Bakertown Rd
Buchanan, MI 49107-9201
Who Can Join COUNTRY HERITAGE?
Membership Type: Community
Membership eligibility for COUNTRY HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact COUNTRY HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. COUNTRY HERITAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, COUNTRY HERITAGE has 1,226 members and a potential membership field of 25,000 people.
COUNTRY HERITAGE's net worth ratio is 21.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.3%, COUNTRY HERITAGE meets this threshold.
COUNTRY HERITAGE operates 1 branch location. The main office is located at 16580 Bakertown Rd, Buchanan, MI 49107-9201.
COUNTRY HERITAGE was established in 1932. It is a state-chartered credit union chartered under charter number 62079. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or COUNTRY HERITAGE. All financial data is for informational purposes only.