CREDIT UNION OF RICHMOND INCORPORAT
State-Chartered • Richmond, Virginia • Est. 1923
Quick Facts
- Charter Number
- #66929
- Type
- State-Chartered
- Established
- 1923
- Headquarters
- Richmond, Virginia 23220
- Address
- 1601 Ownby Ln
- Branches
- 1
- ATMs
- 1
- Members
- 4,201
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,201 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CREDIT UNION OF RICHMOND INCORPORAT |
|---|---|
| Total Assets | $66.7M |
| Members | 4,201 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $55.8M |
| Net Worth | $11.6M |
| Net Worth Ratio | 17.35% |
| Loan-to-Share Ratio | 34.5% |
| Delinquency Rate | 0.48% |
| Net Income | $-1,037,028 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main office
Main Office1601 Ownby Ln
Richmond, VA 23220
Who Can Join CREDIT UNION OF RICHMOND INCORPORAT?
Membership Type: Community
Membership eligibility for CREDIT UNION OF RICHMOND INCORPORAT may vary. Contact the credit union directly to confirm qualification requirements.
Contact CREDIT UNION OF RICHMOND INCORPORAT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. CREDIT UNION OF RICHMOND INCORPORAT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CREDIT UNION OF RICHMOND INCORPORAT has 4,201 members and a potential membership field of 1,370,000 people.
CREDIT UNION OF RICHMOND INCORPORAT's net worth ratio is 17.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, CREDIT UNION OF RICHMOND INCORPORAT meets this threshold.
CREDIT UNION OF RICHMOND INCORPORAT operates 1 branch location and has access to 1 ATMs. The main office is located at 1601 Ownby Ln, Richmond, VA 23220.
CREDIT UNION OF RICHMOND INCORPORAT was established in 1923. It is a state-chartered credit union chartered under charter number 66929. The institution has been serving members for 103 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CREDIT UNION OF RICHMOND INCORPORAT. All financial data is for informational purposes only.