CREDIT UNION ONE
State-Chartered • Ferndale, Michigan • Est. 1938
Quick Facts
- Charter Number
- #62562
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Ferndale, Michigan 48220
- Address
- 400 E 9 Mile Rd
- Branches
- 17
- ATMs
- 18
- Members
- 108,063
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
108,063 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CREDIT UNION ONE |
|---|---|
| Total Assets | $1.8B |
| Members | 108,063 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.6B |
| Net Worth | $199.3M |
| Net Worth Ratio | 11.41% |
| Loan-to-Share Ratio | 79.8% |
| Delinquency Rate | 0.40% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
17 locations · 18 ATMs
CUO-Ferndale
Main Office400 E 9 Mile Rd
Ferndale, MI 48220
CUO-Berkley
28845 Woodward Ave
Berkley, MI 48072-0915
CUO-Farmington
31716 Grand River Ave
Farmington, MI 48336-4236
CUO-Macomb
16255 Hall Rd
Macomb, MI 48044-4084
CUO-GR
1609 Walker Ave NW
Grand Rapids, MI 49504-2640
Who Can Join CREDIT UNION ONE?
Membership Type: Community
Membership eligibility for CREDIT UNION ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact CREDIT UNION ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
CREDIT UNION ONE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CREDIT UNION ONE has 108,063 members and a potential membership field of 8,106,560 people.
CREDIT UNION ONE's reported net worth ratio is 11.41% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CREDIT UNION ONE operates 17 branch locations and has access to 18 ATMs. The main office is located at 400 E 9 Mile Rd, Ferndale, MI 48220.
CREDIT UNION ONE was established in 1938. It is a state-chartered credit union chartered under charter number 62562. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CREDIT UNION ONE. All financial data is for informational purposes only.