CROSS VALLEY
Federal • Wilkes Barre, Pennsylvania • Est. 1969
Quick Facts
- Charter Number
- #19228
- Type
- Federal
- Established
- 1969
- Headquarters
- Wilkes Barre, Pennsylvania 18702-7943
- Address
- 640 Baltimore Dr
- Branches
- 6
- ATMs
- 7
- Members
- 17,103
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
17,103 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSS VALLEY |
|---|---|
| Total Assets | $281.6M |
| Members | 17,103 |
| Loans Outstanding | $118.6M |
| Shares & Deposits | $258.7M |
| Net Worth | $23.2M |
| Net Worth Ratio | 8.25% |
| Loan-to-Share Ratio | 45.8% |
| Delinquency Rate | 0.72% |
| Net Income | +$2,949,104 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 7 ATMs
Main Office
Main Office640 Baltimore Dr
Wilkes Barre, PA 18702-7943
Forty Fort
1181 Wyoming Ave
Forty Fort, PA 18704-4003
Spring Street
40 Spring St
Wilkes Barre, PA 18702-5528
Mountaintop
113 S Main St
Mountain Top, PA 18707-1923
Mocanaqua Branch
8075 Main St
Mocanaqua, PA 18655
Who Can Join CROSS VALLEY?
Membership Type: Community
Membership eligibility for CROSS VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSS VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. CROSS VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CROSS VALLEY has 17,103 members and a potential membership field of 371,415 people.
CROSS VALLEY's net worth ratio is 8.25% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, CROSS VALLEY meets this threshold.
CROSS VALLEY operates 6 branch locations and has access to 7 ATMs. The main office is located at 640 Baltimore Dr, Wilkes Barre, PA 18702-7943.
CROSS VALLEY was established in 1969. It is a federal credit union chartered under charter number 19228. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CROSS VALLEY. All financial data is for informational purposes only.