CROSS VALLEY
Federal • Wilkes Barre, Pennsylvania • Est. 1969
Quick Facts
- Charter Number
- #19228
- Type
- Federal
- Established
- 1969
- Headquarters
- Wilkes Barre, Pennsylvania 18702-7943
- Address
- 640 Baltimore Dr
- Branches
- 6
- ATMs
- 7
- Members
- 17,094
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,094 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSS VALLEY |
|---|---|
| Total Assets | $293.6M |
| Members | 17,094 |
| Loans Outstanding | $117.6M |
| Shares & Deposits | $270.9M |
| Net Worth | $24.1M |
| Net Worth Ratio | 8.20% |
| Loan-to-Share Ratio | 43.4% |
| Delinquency Rate | 0.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 7 ATMs
Main Office
Main Office640 Baltimore Dr
Wilkes Barre, PA 18702-7943
Forty Fort
1181 Wyoming Ave
Forty Fort, PA 18704-4003
Spring Street
40 Spring St
Wilkes Barre, PA 18702-5528
Mountaintop
113 S Main St
Mountain Top, PA 18707-1923
Mocanaqua Branch
8075 Main St
Mocanaqua, PA 18655
Who Can Join CROSS VALLEY?
Membership Type: Community
Membership eligibility for CROSS VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSS VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
CROSS VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CROSS VALLEY has 17,094 members and a potential membership field of 372,235 people.
CROSS VALLEY's reported net worth ratio is 8.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CROSS VALLEY operates 6 branch locations and has access to 7 ATMs. The main office is located at 640 Baltimore Dr, Wilkes Barre, PA 18702-7943.
CROSS VALLEY was established in 1969. It is a federal credit union chartered under charter number 19228. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CROSS VALLEY. All financial data is for informational purposes only.