CROSSROADS COMMUNITY
Federal • CHEEKTOWAGA, New York • Est. 1938
Quick Facts
- Charter Number
- #2508
- Type
- Federal
- Established
- 1938
- Headquarters
- CHEEKTOWAGA, New York 14227
- Address
- 3031 WILLIAM STREET
- Branches
- 2
- Members
- 5,235
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,235 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSSROADS COMMUNITY |
|---|---|
| Total Assets | $92.5M |
| Members | 5,235 |
| Loans Outstanding | $23.0M |
| Shares & Deposits | $78.3M |
| Net Worth | $14.1M |
| Net Worth Ratio | 15.19% |
| Loan-to-Share Ratio | 29.4% |
| Delinquency Rate | 0.12% |
| Net Income | +$1,702,143 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Main - 3031 William Street
Main Office3031 William St
Cheektowaga, NY 14227
Radius FCU
2853 Delaware Ave
Kenmore, NY 14217-2719
Who Can Join CROSSROADS COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CROSSROADS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSSROADS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. CROSSROADS COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CROSSROADS COMMUNITY has 5,235 members and a potential membership field of 760,000 people.
CROSSROADS COMMUNITY's net worth ratio is 15.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, CROSSROADS COMMUNITY meets this threshold.
CROSSROADS COMMUNITY operates 2 branch locations. The main office is located at 3031 William St, Cheektowaga, NY 14227.
CROSSROADS COMMUNITY was established in 1938. It is a federal credit union chartered under charter number 2508. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CROSSROADS COMMUNITY. All financial data is for informational purposes only.