CROSSROADS COMMUNITY
Federal • Cheektowaga, New York • Est. 1938
Quick Facts
- Charter Number
- #2508
- Type
- Federal
- Established
- 1938
- Headquarters
- Cheektowaga, New York 14227
- Address
- 3031 William St
- Branches
- 2
- Members
- 5,191
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,191 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSSROADS COMMUNITY |
|---|---|
| Total Assets | $94.8M |
| Members | 5,191 |
| Loans Outstanding | $22.3M |
| Shares & Deposits | $80.3M |
| Net Worth | $14.4M |
| Net Worth Ratio | 15.19% |
| Loan-to-Share Ratio | 27.8% |
| Delinquency Rate | 0.28% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main - 3031 William Street
Main Office3031 William St
Cheektowaga, NY 14227
Radius FCU
2853 Delaware Ave
Kenmore, NY 14217-2719
Who Can Join CROSSROADS COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for CROSSROADS COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSSROADS COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
CROSSROADS COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CROSSROADS COMMUNITY has 5,191 members and a potential membership field of 760,000 people.
CROSSROADS COMMUNITY's reported net worth ratio is 15.19% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CROSSROADS COMMUNITY operates 2 branch locations. The main office is located at 3031 William St, Cheektowaga, NY 14227.
CROSSROADS COMMUNITY was established in 1938. It is a federal credit union chartered under charter number 2508. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CROSSROADS COMMUNITY. All financial data is for informational purposes only.