CROSSROADS FINANCIAL
Federal • Portland, Indiana • Est. 1950
Quick Facts
- Charter Number
- #7002
- Type
- Federal
- Established
- 1950
- Headquarters
- Portland, Indiana 47371
- Address
- 1102 W Votaw ST
- Branches
- 3
- ATMs
- 3
- Members
- 9,003
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,003 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSSROADS FINANCIAL |
|---|---|
| Total Assets | $104.3M |
| Members | 9,003 |
| Loans Outstanding | $45.9M |
| Shares & Deposits | $89.0M |
| Net Worth | $14.8M |
| Net Worth Ratio | 14.22% |
| Loan-to-Share Ratio | 51.5% |
| Delinquency Rate | 0.21% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1102 W Votaw ST
Portland, IN 47371
Dunkirk
18919 N State Road 167N
Dunkirk, IN 47336-9144
Winchester
151 N Middle School RD
Winchester, IN 47394-8102
Who Can Join CROSSROADS FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for CROSSROADS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSSROADS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
CROSSROADS FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CROSSROADS FINANCIAL has 9,003 members and a potential membership field of 15,000 people.
CROSSROADS FINANCIAL's reported net worth ratio is 14.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CROSSROADS FINANCIAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 1102 W Votaw ST, Portland, IN 47371.
CROSSROADS FINANCIAL was established in 1950. It is a federal credit union chartered under charter number 7002. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CROSSROADS FINANCIAL. All financial data is for informational purposes only.