CROSSROADS FINANCIAL
Federal • Portland, Indiana • Est. 1950
Quick Facts
- Charter Number
- #7002
- Type
- Federal
- Established
- 1950
- Headquarters
- Portland, Indiana 47371
- Address
- 1102 W Votaw ST, PO Box 806
- Branches
- 3
- ATMs
- 3
- Members
- 8,982
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,982 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CROSSROADS FINANCIAL |
|---|---|
| Total Assets | $96.8M |
| Members | 8,982 |
| Loans Outstanding | $45.8M |
| Shares & Deposits | $82.2M |
| Net Worth | $14.3M |
| Net Worth Ratio | 14.77% |
| Loan-to-Share Ratio | 55.8% |
| Delinquency Rate | 0.05% |
| Net Income | +$2,329,590 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office1102 W Votaw ST
Portland, IN 47371
Dunkirk
18919 N State Road 167N
Dunkirk, IN 47336-9144
Winchester
151 N Middle School RD
Winchester, IN 47394-8102
Who Can Join CROSSROADS FINANCIAL?
Membership Type: Community
Membership eligibility for CROSSROADS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact CROSSROADS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. CROSSROADS FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CROSSROADS FINANCIAL has 8,982 members and a potential membership field of 15,000 people.
CROSSROADS FINANCIAL's net worth ratio is 14.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, CROSSROADS FINANCIAL meets this threshold.
CROSSROADS FINANCIAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 1102 W Votaw ST, Portland, IN 47371.
CROSSROADS FINANCIAL was established in 1950. It is a federal credit union chartered under charter number 7002. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CROSSROADS FINANCIAL. All financial data is for informational purposes only.