CU HAWAII
Federal • Hilo, Hawaii • Est. 1955
Quick Facts
- Charter Number
- #24630
- Type
- Federal
- Established
- 1955
- Headquarters
- Hilo, Hawaii 96720
- Address
- 476 Hinano St
- Branches
- 10
- ATMs
- 8
- Members
- 29,394
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
29,394 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CU HAWAII |
|---|---|
| Total Assets | $439.6M |
| Members | 29,394 |
| Loans Outstanding | $200.2M |
| Shares & Deposits | $383.9M |
| Net Worth | $49.2M |
| Net Worth Ratio | 11.19% |
| Loan-to-Share Ratio | 52.2% |
| Delinquency Rate | 0.48% |
| Net Income | +$3,078,411 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 8 ATMs
Kona
75-5781 Kuakini Hwy
Kailua Kona, HI 96740-1734
Hilo
Main Office476 Hinano St
Hilo, HI 96720
Puainako
50 E Puainako St
Hilo, HI 96720-5243
Keaau
16-710 Milo St
Keaau, HI 96749-8148
Pahoa
15-2660 Pahoa Village Rd
Pahoa, HI 96778-6720
Who Can Join CU HAWAII?
Membership Type: Other/Unknown
Membership eligibility for CU HAWAII may vary. Contact the credit union directly to confirm qualification requirements.
Contact CU HAWAII directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. CU HAWAII is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, CU HAWAII has 29,394 members and a potential membership field of 209,790 people.
CU HAWAII's net worth ratio is 11.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, CU HAWAII meets this threshold.
CU HAWAII operates 10 branch locations and has access to 8 ATMs. The main office is located at 476 Hinano St, Hilo, HI 96720.
CU HAWAII was established in 1955. It is a federal credit union chartered under charter number 24630. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or CU HAWAII. All financial data is for informational purposes only.