CUMBERLAND COUNTY
Federal • Falmouth, Maine • Est. 1954
Quick Facts
- Charter Number
- #9500
- Type
- Federal
- Established
- 1954
- Headquarters
- Falmouth, Maine 04105
- Address
- 101 Gray Rd
- Branches
- 7
- ATMs
- 6
- Members
- 22,101
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
22,101 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | CUMBERLAND COUNTY |
|---|---|
| Total Assets | $488.5M |
| Members | 22,101 |
| Loans Outstanding | $268.8M |
| Shares & Deposits | $436.1M |
| Net Worth | $48.7M |
| Net Worth Ratio | 9.96% |
| Loan-to-Share Ratio | 61.6% |
| Delinquency Rate | 0.88% |
| Net Income | +$1,305,692 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 6 ATMs
Portland
1345 Washington Ave
Portland, ME 04103
Windham
808 Roosevelt Trl
Windham, ME 04062-5386
Gray
43 Lewiston Rd
Gray, ME 04039-9537
Falmouth
Main Office101 Gray Rd
Falmouth, ME 04105
Cumberland County FCU
43 Lewiston Rd
Gray, ME 04039-9537
Who Can Join CUMBERLAND COUNTY?
Membership Type: Other/Unknown
Membership eligibility for CUMBERLAND COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact CUMBERLAND COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
CUMBERLAND COUNTY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, CUMBERLAND COUNTY has 22,101 members and a potential membership field of 999,208 people.
CUMBERLAND COUNTY's reported net worth ratio is 9.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
CUMBERLAND COUNTY operates 7 branch locations and has access to 6 ATMs. The main office is located at 101 Gray Rd, Falmouth, ME 04105.
CUMBERLAND COUNTY was established in 1954. It is a federal credit union chartered under charter number 9500. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or CUMBERLAND COUNTY. All financial data is for informational purposes only.