DAKOTA RAIL LINE
Federal • Huron, South Dakota • Est. 1954
Quick Facts
- Charter Number
- #9907
- Type
- Federal
- Established
- 1954
- Headquarters
- Huron, South Dakota 57350-1614
- Address
- 270 4th St NE
- Branches
- 1
- Members
- 492
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
492 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAKOTA RAIL LINE |
|---|---|
| Total Assets | $5.3M |
| Members | 492 |
| Loans Outstanding | $3.7M |
| Shares & Deposits | $4.4M |
| Net Worth | $875K |
| Net Worth Ratio | 16.56% |
| Loan-to-Share Ratio | 83.6% |
| Delinquency Rate | 1.24% |
| Net Income | +$24,401 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
DAKOTA RAIL LINE MAIN BRANCH
Main Office270 4th St NE
Huron, SD 57350-1614
Who Can Join DAKOTA RAIL LINE?
Membership Type: Community
Membership eligibility for DAKOTA RAIL LINE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAKOTA RAIL LINE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Dakota RankingsFrequently Asked Questions
DAKOTA RAIL LINE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DAKOTA RAIL LINE has 492 members and a potential membership field of 1,200 people.
DAKOTA RAIL LINE's reported net worth ratio is 16.56% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DAKOTA RAIL LINE operates 1 branch location. The main office is located at 270 4th St NE, Huron, SD 57350-1614.
DAKOTA RAIL LINE was established in 1954. It is a federal credit union chartered under charter number 9907. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DAKOTA RAIL LINE. All financial data is for informational purposes only.