DAKOTA RAIL LINE
Federal • HURON, South Dakota • Est. 1954
Quick Facts
- Charter Number
- #9907
- Type
- Federal
- Established
- 1954
- Headquarters
- HURON, South Dakota 57350-1614
- Address
- 270 4TH ST NE
- Branches
- 1
- Members
- 493
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
493 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAKOTA RAIL LINE |
|---|---|
| Total Assets | $5.2M |
| Members | 493 |
| Loans Outstanding | $3.9M |
| Shares & Deposits | $4.3M |
| Net Worth | $850K |
| Net Worth Ratio | 16.39% |
| Loan-to-Share Ratio | 89.5% |
| Delinquency Rate | 0.02% |
| Net Income | +$89,625 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
DAKOTA RAIL LINE MAIN BRANCH
Main Office270 4th St NE
HURON, SD 57350-1614
Who Can Join DAKOTA RAIL LINE?
Membership Type: Community
Membership eligibility for DAKOTA RAIL LINE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAKOTA RAIL LINE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. DAKOTA RAIL LINE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DAKOTA RAIL LINE has 493 members and a potential membership field of 1,200 people.
DAKOTA RAIL LINE's net worth ratio is 16.39% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.4%, DAKOTA RAIL LINE meets this threshold.
DAKOTA RAIL LINE operates 1 branch location. The main office is located at 270 4th St NE, HURON, SD 57350-1614.
DAKOTA RAIL LINE was established in 1954. It is a federal credit union chartered under charter number 9907. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DAKOTA RAIL LINE. All financial data is for informational purposes only.