DELAWARE RIVER & BAY AUTH EMP
Federal • NEW CASTLE, Delaware • Est. 1965
Quick Facts
- Charter Number
- #16769
- Type
- Federal
- Established
- 1965
- Headquarters
- NEW CASTLE, Delaware 19720
- Address
- PO BOX 71
- Branches
- 3
- Members
- 387
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
387 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DELAWARE RIVER & BAY AUTH EMP |
|---|---|
| Total Assets | $4.2M |
| Members | 387 |
| Loans Outstanding | $493K |
| Shares & Deposits | $3.2M |
| Net Worth | $1.0M |
| Net Worth Ratio | 24.79% |
| Loan-to-Share Ratio | 15.6% |
| Delinquency Rate | 0.00% |
| Net Income | +$11,711 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Cape May Terminal
1200 Lincoln Blvd
North Cape May, NJ 08204
New Castle
Main OfficeI295 & New Castle Ave
New Castle, DE 19720
Lewes Terminal
43 Cape Henlopen Dr
Lewes, DE 19958-3142
Who Can Join DELAWARE RIVER & BAY AUTH EMP?
Membership Type: Community
Membership eligibility for DELAWARE RIVER & BAY AUTH EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact DELAWARE RIVER & BAY AUTH EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Delaware RankingsFrequently Asked Questions
Yes. DELAWARE RIVER & BAY AUTH EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DELAWARE RIVER & BAY AUTH EMP has 387 members and a potential membership field of 500 people.
DELAWARE RIVER & BAY AUTH EMP's net worth ratio is 24.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.8%, DELAWARE RIVER & BAY AUTH EMP meets this threshold.
DELAWARE RIVER & BAY AUTH EMP operates 3 branch locations. The main office is located at I295 & New Castle Ave, New Castle, DE 19720.
DELAWARE RIVER & BAY AUTH EMP was established in 1965. It is a federal credit union chartered under charter number 16769. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DELAWARE RIVER & BAY AUTH EMP. All financial data is for informational purposes only.