DEMOCRACY
Federal • Alexandria, Virginia • Est. 1936
Quick Facts
- Charter Number
- #1407
- Type
- Federal
- Established
- 1936
- Headquarters
- Alexandria, Virginia 22314
- Address
- 400 N Columbus St
- Branches
- 5
- ATMs
- 4
- Members
- 11,818
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
11,818 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DEMOCRACY |
|---|---|
| Total Assets | $190.0M |
| Members | 11,818 |
| Loans Outstanding | $121.4M |
| Shares & Deposits | $174.2M |
| Net Worth | $12.7M |
| Net Worth Ratio | 6.68% |
| Loan-to-Share Ratio | 69.7% |
| Delinquency Rate | 0.80% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Silver Hill
5720 Silver Hill Rd
District Heights, MD 20747
Philadelphia
300 Spring Garden St
Philadelphia, PA 19123
Alexandria
Main Office400 N Columbus St
Alexandria, VA 22314
Alexandria
400 N Columbus St
Alexandria, VA 22314-2259
550 C Street Branch
550 C St SW
Washington, DC 20024-2572
Who Can Join DEMOCRACY?
Membership Type: Community
Membership eligibility for DEMOCRACY may vary. Contact the credit union directly to confirm qualification requirements.
Contact DEMOCRACY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
DEMOCRACY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DEMOCRACY has 11,818 members and a potential membership field of 1,006,424 people.
DEMOCRACY's reported net worth ratio is 6.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DEMOCRACY operates 5 branch locations and has access to 4 ATMs. The main office is located at 400 N Columbus St, Alexandria, VA 22314.
DEMOCRACY was established in 1936. It is a federal credit union chartered under charter number 1407. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DEMOCRACY. All financial data is for informational purposes only.