DESERT RIVERS
Federal • Moab, Utah • Est. 1957
Quick Facts
- Charter Number
- #24918
- Type
- Federal
- Established
- 1957
- Headquarters
- Moab, Utah 84532
- Address
- P.O. Box 1047
- Branches
- 4
- ATMs
- 4
- Members
- 8,389
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
8,389 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DESERT RIVERS |
|---|---|
| Total Assets | $116.6M |
| Members | 8,389 |
| Loans Outstanding | $96.0M |
| Shares & Deposits | $102.1M |
| Net Worth | $9.6M |
| Net Worth Ratio | 8.20% |
| Loan-to-Share Ratio | 94.0% |
| Delinquency Rate | 1.48% |
| Net Income | +$1,797,910 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Corporate Office
Main Office725 N Main St
Moab, UT 84532-2132
Green River Branch
45 W Main St
Green River, UT 84525
Blanding Branch
1 S Main St
Blanding, UT 84511
Monticello Branch
16 S Main St
Monticello, UT 84535
Who Can Join DESERT RIVERS?
Membership Type: Community
Membership eligibility for DESERT RIVERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact DESERT RIVERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. DESERT RIVERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DESERT RIVERS has 8,389 members and a potential membership field of 24,918 people.
DESERT RIVERS's net worth ratio is 8.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.2%, DESERT RIVERS meets this threshold.
DESERT RIVERS operates 4 branch locations and has access to 4 ATMs. The main office is located at 725 N Main St, Moab, UT 84532-2132.
DESERT RIVERS was established in 1957. It is a federal credit union chartered under charter number 24918. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DESERT RIVERS. All financial data is for informational purposes only.