DESERT VALLEYS
Federal • Ridgecrest, California • Est. 1946
Quick Facts
- Charter Number
- #5366
- Type
- Federal
- Established
- 1946
- Headquarters
- Ridgecrest, California 93555-2668
- Address
- 100 E Ward Ave
- Branches
- 2
- ATMs
- 3
- Members
- 5,974
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,974 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DESERT VALLEYS |
|---|---|
| Total Assets | $89.4M |
| Members | 5,974 |
| Loans Outstanding | $42.9M |
| Shares & Deposits | $80.2M |
| Net Worth | $8.2M |
| Net Worth Ratio | 9.20% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 0.37% |
| Net Income | +$155,250 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 3 ATMs
Credit Union
Main Office100 E Ward Ave
Ridgecrest, CA 93555-2668
Bishop
136 W Line St
Bishop, CA 93514-3402
Who Can Join DESERT VALLEYS?
Membership Type: Other/Unknown
Membership eligibility for DESERT VALLEYS may vary. Contact the credit union directly to confirm qualification requirements.
Contact DESERT VALLEYS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
DESERT VALLEYS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DESERT VALLEYS has 5,974 members and a potential membership field of 55,000 people.
DESERT VALLEYS's reported net worth ratio is 9.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DESERT VALLEYS operates 2 branch locations and has access to 3 ATMs. The main office is located at 100 E Ward Ave, Ridgecrest, CA 93555-2668.
DESERT VALLEYS was established in 1946. It is a federal credit union chartered under charter number 5366. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DESERT VALLEYS. All financial data is for informational purposes only.