DFCU FINANCIAL
State-Chartered • Dearborn, Michigan • Est. 1936
Quick Facts
- Charter Number
- #61844
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Dearborn, Michigan 48126
- Address
- 400 Town Center Dr
- Branches
- 39
- ATMs
- 34
- Members
- 243,022
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
243,022 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DFCU FINANCIAL |
|---|---|
| Total Assets | $8.0B |
| Members | 243,022 |
| Loans Outstanding | $3.0B |
| Shares & Deposits | $7.2B |
| Net Worth | $983.8M |
| Net Worth Ratio | 12.26% |
| Loan-to-Share Ratio | 41.6% |
| Delinquency Rate | 0.37% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
39 locations · 34 ATMs
DFCU Financial
Main Office400 Town Center Dr
Dearborn, MI 48126
DFCU - Oakwood Beech
21551 Oakwood Blvd
Dearborn, MI 48124
DFCU - Canton
1477 N Canton Center Rd
Canton, MI 48187-2950
DFCU - Commerce Twp
2765 Commerce XING
Commerce Township, MI 48390
DFCU - Riverview
18070 Fort St
Riverview, MI 48193
Who Can Join DFCU FINANCIAL?
Membership Type: Community
Membership eligibility for DFCU FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact DFCU FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
DFCU FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DFCU FINANCIAL has 243,022 members and a potential membership field of 5,175,000 people.
DFCU FINANCIAL's reported net worth ratio is 12.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DFCU FINANCIAL operates 39 branch locations and has access to 34 ATMs. The main office is located at 400 Town Center Dr, Dearborn, MI 48126.
DFCU FINANCIAL was established in 1936. It is a state-chartered credit union chartered under charter number 61844. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DFCU FINANCIAL. All financial data is for informational purposes only.