FIRST TECHNOLOGY
Federal • San Jose, California • Est. 1979
Quick Facts
- Charter Number
- #23521
- Type
- Federal
- Established
- 1979
- Headquarters
- San Jose, California 95134-2118
- Address
- 2890 Zanker Rd
- Branches
- 64
- ATMs
- 56
- Members
- 1,868,605
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,868,605 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST TECHNOLOGY |
|---|---|
| Total Assets | $28.6B |
| Members | 1,868,605 |
| Loans Outstanding | $22.1B |
| Shares & Deposits | $24.6B |
| Net Worth | $3.0B |
| Net Worth Ratio | 10.51% |
| Loan-to-Share Ratio | 89.9% |
| Delinquency Rate | 1.23% |
| Net Income | +$45,081,505 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
64 locations · 56 ATMs
Acton
100 Powdermill Rd
Acton, MA 01720
Andover
209 N Main St
Andover, MA 01810-3116
Framingham
60 Worcester Rd
Framingham, MA 01702-5312
Franklin
500 W Central St
Franklin, MA 02038-2902
Marlborough East
279 Main St
Marlborough, MA 01752-5503
Who Can Join FIRST TECHNOLOGY?
Membership Type: Community
Membership eligibility for FIRST TECHNOLOGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST TECHNOLOGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
FIRST TECHNOLOGY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST TECHNOLOGY has 1,868,605 members and a potential membership field of 51,680,974 people.
FIRST TECHNOLOGY's reported net worth ratio is 10.51% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST TECHNOLOGY operates 64 branch locations and has access to 56 ATMs. The main office is located at 2890 Zanker Rd, San Jose, CA 95134-2118.
FIRST TECHNOLOGY was established in 1979. It is a federal credit union chartered under charter number 23521. The institution has been serving members for 47 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST TECHNOLOGY. All financial data is for informational purposes only.