DIRECT
Federal • Needham, Massachusetts • Est. 1953
Quick Facts
- Charter Number
- #9071
- Type
- Federal
- Established
- 1953
- Headquarters
- Needham, Massachusetts 02494
- Address
- 50 Cabot St
- Branches
- 2
- Members
- 23,538
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
23,538 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIRECT |
|---|---|
| Total Assets | $789.8M |
| Members | 23,538 |
| Loans Outstanding | $695.4M |
| Shares & Deposits | $617.5M |
| Net Worth | $89.4M |
| Net Worth Ratio | 11.32% |
| Loan-to-Share Ratio | 112.6% |
| Delinquency Rate | 0.40% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Wescom Resource Group
5601 E La Palma Ave
Anaheim, CA 92807-2109
Main Branch
Main Office50 Cabot St
Needham, MA 02494
Who Can Join DIRECT?
Membership Type: Other/Unknown
Membership eligibility for DIRECT may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIRECT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
DIRECT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DIRECT has 23,538 members and a potential membership field of 2,420,000 people.
DIRECT's reported net worth ratio is 11.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DIRECT operates 2 branch locations. The main office is located at 50 Cabot St, Needham, MA 02494.
DIRECT was established in 1953. It is a federal credit union chartered under charter number 9071. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DIRECT. All financial data is for informational purposes only.