DIRECTORS CHOICE
State-Chartered • ALBANY, New York • Est. 1999
Quick Facts
- Charter Number
- #68420
- Type
- State-Chartered
- Established
- 1999
- Headquarters
- ALBANY, New York 12205
- Address
- 1 SOUTH FAMILY DRIVE
- Branches
- 4
- Members
- 741
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
741 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIRECTORS CHOICE |
|---|---|
| Total Assets | $12.1M |
| Members | 741 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $9.4M |
| Net Worth | $2.7M |
| Net Worth Ratio | 22.49% |
| Loan-to-Share Ratio | 77.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$323,774 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Directors Choice Credit Union
1 South Family Drive
Albany, NY 12205
DCCU
1 South Family Drive
Albany, NY 12205
DCCU
Main Office1 South Family Drive
Albany, NY 12205
Co-Location Data Center
10 Airline Dr
Albany, NY 12205-1041
Who Can Join DIRECTORS CHOICE?
Membership Type: Community
Membership eligibility for DIRECTORS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIRECTORS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. DIRECTORS CHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DIRECTORS CHOICE has 741 members and a potential membership field of 50,000 people.
DIRECTORS CHOICE's net worth ratio is 22.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.5%, DIRECTORS CHOICE meets this threshold.
DIRECTORS CHOICE operates 4 branch locations. The main office is located at 1 South Family Drive, Albany, NY 12205.
DIRECTORS CHOICE was established in 1999. It is a state-chartered credit union chartered under charter number 68420. The institution has been serving members for 27 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DIRECTORS CHOICE. All financial data is for informational purposes only.