DIRECTORS CHOICE
State-Chartered • Albany, New York • Est. 1999
Quick Facts
- Charter Number
- #68420
- Type
- State-Chartered
- Established
- 1999
- Headquarters
- Albany, New York 12205
- Address
- 1 South Family Drive
- Branches
- 4
- Members
- 739
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
739 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DIRECTORS CHOICE |
|---|---|
| Total Assets | $12.2M |
| Members | 739 |
| Loans Outstanding | $6.8M |
| Shares & Deposits | $9.5M |
| Net Worth | $2.8M |
| Net Worth Ratio | 22.75% |
| Loan-to-Share Ratio | 71.8% |
| Delinquency Rate | 3.25% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Directors Choice Credit Union
1 South Family Drive
Albany, NY 12205
DCCU
1 South Family Drive
Albany, NY 12205
DCCU
Main Office1 South Family Drive
Albany, NY 12205
Co-Location Data Center
10 Airline Dr
Albany, NY 12205-1041
Who Can Join DIRECTORS CHOICE?
Membership Type: Community
Membership eligibility for DIRECTORS CHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DIRECTORS CHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
DIRECTORS CHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DIRECTORS CHOICE has 739 members and a potential membership field of 25,000 people.
DIRECTORS CHOICE's reported net worth ratio is 22.75% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DIRECTORS CHOICE operates 4 branch locations. The main office is located at 1 South Family Drive, Albany, NY 12205.
DIRECTORS CHOICE was established in 1999. It is a state-chartered credit union chartered under charter number 68420. The institution has been serving members for 27 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DIRECTORS CHOICE. All financial data is for informational purposes only.