DISCOVERY
Federal • WYOMISSING, Pennsylvania • Est. 1959
Quick Facts
- Charter Number
- #12935
- Type
- Federal
- Established
- 1959
- Headquarters
- WYOMISSING, Pennsylvania 19610
- Address
- 2744 CENTURY BLVD
- Branches
- 1
- ATMs
- 1
- Members
- 9,000
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,000 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DISCOVERY |
|---|---|
| Total Assets | $188.1M |
| Members | 9,000 |
| Loans Outstanding | $129.4M |
| Shares & Deposits | $166.7M |
| Net Worth | $21.5M |
| Net Worth Ratio | 11.44% |
| Loan-to-Share Ratio | 77.6% |
| Delinquency Rate | 0.43% |
| Net Income | +$2,042,703 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office2744 Century Blvd
Wyomissing, PA 19610
Who Can Join DISCOVERY?
Membership Type: Occupational
Membership eligibility for DISCOVERY may vary. Contact the credit union directly to confirm qualification requirements.
Contact DISCOVERY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. DISCOVERY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DISCOVERY has 9,000 members and a potential membership field of 420,152 people.
DISCOVERY's net worth ratio is 11.44% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, DISCOVERY meets this threshold.
DISCOVERY operates 1 branch location and has access to 1 ATMs. The main office is located at 2744 Century Blvd, Wyomissing, PA 19610.
DISCOVERY was established in 1959. It is a federal credit union chartered under charter number 12935. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DISCOVERY. All financial data is for informational purposes only.