DOWAGIAC AREA
Federal • Dowagiac, Michigan • Est. 1972
Quick Facts
- Charter Number
- #21070
- Type
- Federal
- Established
- 1972
- Headquarters
- Dowagiac, Michigan 49047-1541
- Address
- 473 E Division St
- Branches
- 1
- Members
- 1,829
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,829 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DOWAGIAC AREA |
|---|---|
| Total Assets | $26.0M |
| Members | 1,829 |
| Loans Outstanding | $12.3M |
| Shares & Deposits | $23.2M |
| Net Worth | $2.8M |
| Net Worth Ratio | 10.73% |
| Loan-to-Share Ratio | 52.9% |
| Delinquency Rate | 0.45% |
| Net Income | +$88,711 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Dowagiac Area Federal Credit Union
Main Office473 E Division St
Dowagiac, MI 49047-1541
Who Can Join DOWAGIAC AREA?
Membership Type: Other/Unknown
Membership eligibility for DOWAGIAC AREA may vary. Contact the credit union directly to confirm qualification requirements.
Contact DOWAGIAC AREA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
DOWAGIAC AREA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DOWAGIAC AREA has 1,829 members and a potential membership field of 30,000 people.
DOWAGIAC AREA's reported net worth ratio is 10.73% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DOWAGIAC AREA operates 1 branch location. The main office is located at 473 E Division St, Dowagiac, MI 49047-1541.
DOWAGIAC AREA was established in 1972. It is a federal credit union chartered under charter number 21070. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DOWAGIAC AREA. All financial data is for informational purposes only.