DOWNEAST
State-Chartered • Baileyville, Maine • Est. 1941
Quick Facts
- Charter Number
- #68563
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Baileyville, Maine 04694
- Address
- 23 Third Ave
- Branches
- 8
- ATMs
- 8
- Members
- 25,342
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,342 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DOWNEAST |
|---|---|
| Total Assets | $327.7M |
| Members | 25,342 |
| Loans Outstanding | $273.7M |
| Shares & Deposits | $295.1M |
| Net Worth | $28.9M |
| Net Worth Ratio | 8.81% |
| Loan-to-Share Ratio | 92.8% |
| Delinquency Rate | 0.80% |
| Net Income | +$416,165 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Main Office
Main Office23 Third Ave
Baileyville, ME 04694
Machias
211 Main St
Machias, ME 04654
Belfast
92 Lincolnville Ave
Belfast, ME 04915
Unity
58 School St
Unity, ME 04988
Brewer
460 Wilson St Ste 1
Brewer, ME 04412-1417
Who Can Join DOWNEAST?
Membership Type: Community
Membership eligibility for DOWNEAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact DOWNEAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
DOWNEAST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DOWNEAST has 25,342 members and a potential membership field of 556,996 people.
DOWNEAST's reported net worth ratio is 8.81% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DOWNEAST operates 8 branch locations and has access to 8 ATMs. The main office is located at 23 Third Ave, Baileyville, ME 04694.
DOWNEAST was established in 1941. It is a state-chartered credit union chartered under charter number 68563. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DOWNEAST. All financial data is for informational purposes only.