DOWNEAST
State-Chartered • Baileyville, Maine • Est. 1941
Quick Facts
- Charter Number
- #68563
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- Baileyville, Maine 04694
- Address
- PO Box 130, 23 Third Ave
- Branches
- 8
- ATMs
- 8
- Members
- 24,718
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
24,718 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DOWNEAST |
|---|---|
| Total Assets | $314.0M |
| Members | 24,718 |
| Loans Outstanding | $261.3M |
| Shares & Deposits | $281.6M |
| Net Worth | $28.4M |
| Net Worth Ratio | 9.06% |
| Loan-to-Share Ratio | 92.8% |
| Delinquency Rate | 0.97% |
| Net Income | +$2,167,175 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Main Office
Main Office23 Third Ave
Baileyville, ME 04694
Machias
211 Main St
Machias, ME 04654
Belfast
92 Lincolnville Ave
Belfast, ME 04915
Unity
58 School St
Unity, ME 04988
Brewer
460 Wilson St Ste 1
Brewer, ME 04412-1417
Who Can Join DOWNEAST?
Membership Type: Community
Membership eligibility for DOWNEAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact DOWNEAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. DOWNEAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DOWNEAST has 24,718 members and a potential membership field of 556,996 people.
DOWNEAST's net worth ratio is 9.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, DOWNEAST meets this threshold.
DOWNEAST operates 8 branch locations and has access to 8 ATMs. The main office is located at 23 Third Ave, Baileyville, ME 04694.
DOWNEAST was established in 1941. It is a state-chartered credit union chartered under charter number 68563. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DOWNEAST. All financial data is for informational purposes only.