DOWNRIVER COMMUNITY
Federal • Ecorse, Michigan • Est. 1942
Quick Facts
- Charter Number
- #4853
- Type
- Federal
- Established
- 1942
- Headquarters
- Ecorse, Michigan 48229
- Address
- 4320 West Jefferson
- Branches
- 3
- ATMs
- 4
- Members
- 12,345
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,345 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DOWNRIVER COMMUNITY |
|---|---|
| Total Assets | $189.3M |
| Members | 12,345 |
| Loans Outstanding | $68.9M |
| Shares & Deposits | $176.6M |
| Net Worth | $20.1M |
| Net Worth Ratio | 10.61% |
| Loan-to-Share Ratio | 39.0% |
| Delinquency Rate | 1.02% |
| Net Income | +$1,796,858 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 4 ATMs
Ecorse Brach
4320 W Jefferson Ave
Ecorse, MI 48229-1532
Woodhaven Branch
18707 West Rd
Woodhaven, MI 48183-3316
Southgate Central
Main Office15261 Trenton Rd
Southgate, MI 48195
Who Can Join DOWNRIVER COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for DOWNRIVER COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact DOWNRIVER COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. DOWNRIVER COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DOWNRIVER COMMUNITY has 12,345 members and a potential membership field of 1,930,090 people.
DOWNRIVER COMMUNITY's net worth ratio is 10.61% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, DOWNRIVER COMMUNITY meets this threshold.
DOWNRIVER COMMUNITY operates 3 branch locations and has access to 4 ATMs. The main office is located at 15261 Trenton Rd, Southgate, MI 48195.
DOWNRIVER COMMUNITY was established in 1942. It is a federal credit union chartered under charter number 4853. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DOWNRIVER COMMUNITY. All financial data is for informational purposes only.