DOWNRIVER COMMUNITY
Federal • Southgate, Michigan • Est. 1942
Quick Facts
- Charter Number
- #4853
- Type
- Federal
- Established
- 1942
- Headquarters
- Southgate, Michigan 48195
- Address
- 15261 Trenton Rd
- Branches
- 3
- ATMs
- 4
- Members
- 12,303
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
12,303 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DOWNRIVER COMMUNITY |
|---|---|
| Total Assets | $193.5M |
| Members | 12,303 |
| Loans Outstanding | $71.4M |
| Shares & Deposits | $181.2M |
| Net Worth | $20.3M |
| Net Worth Ratio | 10.50% |
| Loan-to-Share Ratio | 39.4% |
| Delinquency Rate | 0.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 4 ATMs
Ecorse Brach
4320 W Jefferson Ave
Ecorse, MI 48229-1532
Woodhaven Branch
18707 West Rd
Woodhaven, MI 48183-3316
Southgate Central
Main Office15261 Trenton Rd
Southgate, MI 48195
Who Can Join DOWNRIVER COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for DOWNRIVER COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact DOWNRIVER COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
DOWNRIVER COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DOWNRIVER COMMUNITY has 12,303 members and a potential membership field of 1,930,090 people.
DOWNRIVER COMMUNITY's reported net worth ratio is 10.50% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DOWNRIVER COMMUNITY operates 3 branch locations and has access to 4 ATMs. The main office is located at 15261 Trenton Rd, Southgate, MI 48195.
DOWNRIVER COMMUNITY was established in 1942. It is a federal credit union chartered under charter number 4853. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DOWNRIVER COMMUNITY. All financial data is for informational purposes only.