E-CENTRAL
State-Chartered • PASADENA, California • Est. 1943
Quick Facts
- Charter Number
- #62323
- Type
- State-Chartered
- Established
- 1943
- Headquarters
- PASADENA, California 91105
- Address
- 990 S FAIR OAKS AVE
- Branches
- 1
- ATMs
- 1
- Members
- 8,963
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
8,963 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | E-CENTRAL |
|---|---|
| Total Assets | $174.5M |
| Members | 8,963 |
| Loans Outstanding | $114.5M |
| Shares & Deposits | $132.3M |
| Net Worth | $40.1M |
| Net Worth Ratio | 22.96% |
| Loan-to-Share Ratio | 86.5% |
| Delinquency Rate | 0.64% |
| Net Income | +$1,831,454 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
E-Central Credit Union
Main Office990 S Fair Oaks Ave
Pasadena, CA 91105
Who Can Join E-CENTRAL?
Membership Type: Community
Membership eligibility for E-CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact E-CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. E-CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, E-CENTRAL has 8,963 members and a potential membership field of 100,000 people.
E-CENTRAL's net worth ratio is 22.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.0%, E-CENTRAL meets this threshold.
E-CENTRAL operates 1 branch location and has access to 1 ATMs. The main office is located at 990 S Fair Oaks Ave, Pasadena, CA 91105.
E-CENTRAL was established in 1943. It is a state-chartered credit union chartered under charter number 62323. The institution has been serving members for 83 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or E-CENTRAL. All financial data is for informational purposes only.