EARNING TREE
Federal • Wyoming, Pennsylvania • Est. 1958
Quick Facts
- Charter Number
- #12333
- Type
- Federal
- Established
- 1958
- Headquarters
- Wyoming, Pennsylvania 18644
- Address
- 800 Wyoming Ave
- Branches
- 4
- Members
- 1,868
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,868 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EARNING TREE |
|---|---|
| Total Assets | $48.1M |
| Members | 1,868 |
| Loans Outstanding | $6.7M |
| Shares & Deposits | $43.3M |
| Net Worth | $5.0M |
| Net Worth Ratio | 10.44% |
| Loan-to-Share Ratio | 15.5% |
| Delinquency Rate | 3.08% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations
Main Office
Main Office800 Wyoming Ave
Wyoming, PA 18644
Loan Department
672 S River St Ste 109
Plains, PA 18705
Back Mountain
2056 Memorial Hwy
Shavertown, PA 18708
Hazleton
239 W Mine St Ste C
Hazleton, PA 18201
Who Can Join EARNING TREE?
Membership Type: Community
Membership eligibility for EARNING TREE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EARNING TREE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
EARNING TREE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EARNING TREE has 1,868 members and a potential membership field of 7,000 people.
EARNING TREE's reported net worth ratio is 10.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EARNING TREE operates 4 branch locations. The main office is located at 800 Wyoming Ave, Wyoming, PA 18644.
EARNING TREE was established in 1958. It is a federal credit union chartered under charter number 12333. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EARNING TREE. All financial data is for informational purposes only.