EAST ALABAMA COMMUNITY
Federal • Opelika, Alabama • Est. 1958
Quick Facts
- Charter Number
- #12383
- Type
- Federal
- Established
- 1958
- Headquarters
- Opelika, Alabama 36801-6257
- Address
- 2420 PEPPERELL PKWY
- Branches
- 1
- ATMs
- 1
- Members
- 2,977
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,977 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EAST ALABAMA COMMUNITY |
|---|---|
| Total Assets | $21.0M |
| Members | 2,977 |
| Loans Outstanding | $5.8M |
| Shares & Deposits | $18.0M |
| Net Worth | $2.9M |
| Net Worth Ratio | 13.98% |
| Loan-to-Share Ratio | 32.2% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
EAC FCU
Main Office2420 PEPPERELL PKWY
Opelika, AL 36801-6257
Who Can Join EAST ALABAMA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for EAST ALABAMA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EAST ALABAMA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
EAST ALABAMA COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EAST ALABAMA COMMUNITY has 2,977 members and a potential membership field of 163,271 people.
EAST ALABAMA COMMUNITY's reported net worth ratio is 13.98% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EAST ALABAMA COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 2420 PEPPERELL PKWY, Opelika, AL 36801-6257.
EAST ALABAMA COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12383. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EAST ALABAMA COMMUNITY. All financial data is for informational purposes only.