EAST ALABAMA COMMUNITY
Federal • OPELIKA, Alabama • Est. 1958
Quick Facts
- Charter Number
- #12383
- Type
- Federal
- Established
- 1958
- Headquarters
- OPELIKA, Alabama 36803
- Address
- P.O. BOX 2588
- Branches
- 1
- ATMs
- 1
- Members
- 3,001
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,001 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EAST ALABAMA COMMUNITY |
|---|---|
| Total Assets | $20.1M |
| Members | 3,001 |
| Loans Outstanding | $5.6M |
| Shares & Deposits | $17.2M |
| Net Worth | $2.9M |
| Net Worth Ratio | 14.49% |
| Loan-to-Share Ratio | 32.9% |
| Delinquency Rate | 0.20% |
| Net Income | +$75,873 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
EAC FCU
Main Office2420 PEPPERELL PKWY
OPELIKA, AL 36801-6257
Who Can Join EAST ALABAMA COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for EAST ALABAMA COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EAST ALABAMA COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Browse all federally insured credit unions in Alabama, ranked by assets, members, and financial health score.
View Alabama RankingsFrequently Asked Questions
Yes. EAST ALABAMA COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EAST ALABAMA COMMUNITY has 3,001 members and a potential membership field of 163,271 people.
EAST ALABAMA COMMUNITY's net worth ratio is 14.49% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, EAST ALABAMA COMMUNITY meets this threshold.
EAST ALABAMA COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 2420 PEPPERELL PKWY, OPELIKA, AL 36801-6257.
EAST ALABAMA COMMUNITY was established in 1958. It is a federal credit union chartered under charter number 12383. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EAST ALABAMA COMMUNITY. All financial data is for informational purposes only.