ECM
Federal • RIDGELAND, Mississippi • Est. 1967
Quick Facts
- Charter Number
- #24883
- Type
- Federal
- Established
- 1967
- Headquarters
- RIDGELAND, Mississippi 39158
- Address
- P O BOX 3300
- Branches
- 1
- Members
- 2,323
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,323 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ECM |
|---|---|
| Total Assets | $28.3M |
| Members | 2,323 |
| Loans Outstanding | $15.1M |
| Shares & Deposits | $24.0M |
| Net Worth | $4.1M |
| Net Worth Ratio | 14.54% |
| Loan-to-Share Ratio | 62.7% |
| Delinquency Rate | 0.28% |
| Net Income | +$449,440 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Corporate Office
Main Office665 Highland Colony Pkwy
Ridgeland, MS 39157
Who Can Join ECM?
Membership Type: Community
Membership eligibility for ECM may vary. Contact the credit union directly to confirm qualification requirements.
Contact ECM directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. ECM is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ECM has 2,323 members and a potential membership field of 3,000 people.
ECM's net worth ratio is 14.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.5%, ECM meets this threshold.
ECM operates 1 branch location. The main office is located at 665 Highland Colony Pkwy, Ridgeland, MS 39157.
ECM was established in 1967. It is a federal credit union chartered under charter number 24883. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ECM. All financial data is for informational purposes only.