ECM
Federal • Ridgeland, Mississippi • Est. 1967
Quick Facts
- Charter Number
- #24883
- Type
- Federal
- Established
- 1967
- Headquarters
- Ridgeland, Mississippi 39157
- Address
- 665 Highland Colony Pkwy
- Branches
- 1
- Members
- 2,336
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,336 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ECM |
|---|---|
| Total Assets | $29.2M |
| Members | 2,336 |
| Loans Outstanding | $14.7M |
| Shares & Deposits | $24.9M |
| Net Worth | $4.2M |
| Net Worth Ratio | 14.32% |
| Loan-to-Share Ratio | 59.2% |
| Delinquency Rate | 0.64% |
| Net Income | +$65,646 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Corporate Office
Main Office665 Highland Colony Pkwy
Ridgeland, MS 39157
Who Can Join ECM?
Membership Type: Community
Membership eligibility for ECM may vary. Contact the credit union directly to confirm qualification requirements.
Contact ECM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
ECM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ECM has 2,336 members and a potential membership field of 3,000 people.
ECM's reported net worth ratio is 14.32% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ECM operates 1 branch location. The main office is located at 665 Highland Colony Pkwy, Ridgeland, MS 39157.
ECM was established in 1967. It is a federal credit union chartered under charter number 24883. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ECM. All financial data is for informational purposes only.