ECU
State-Chartered • Largo, Florida • Est. 1991
Quick Facts
- Charter Number
- #67336
- Type
- State-Chartered
- Established
- 1991
- Headquarters
- Largo, Florida 33777
- Address
- 8250 Bryan Dairy Rd Ste 150
- Branches
- 2
- Members
- 2,336
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,336 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ECU |
|---|---|
| Total Assets | $35.9M |
| Members | 2,336 |
| Loans Outstanding | $14.3M |
| Shares & Deposits | $29.7M |
| Net Worth | $6.0M |
| Net Worth Ratio | 16.57% |
| Loan-to-Share Ratio | 48.2% |
| Delinquency Rate | 0.86% |
| Net Income | +$295 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Fairways
Main Office8250 Bryan Dairy Rd Ste 150
Largo, FL 33777
Houston
16597 Interstate 45 S
Conroe, TX 77385
Who Can Join ECU?
Membership Type: Community
Membership eligibility for ECU may vary. Contact the credit union directly to confirm qualification requirements.
Contact ECU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
ECU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ECU has 2,336 members and a potential membership field of 1,147,000 people.
ECU's reported net worth ratio is 16.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ECU operates 2 branch locations. The main office is located at 8250 Bryan Dairy Rd Ste 150, Largo, FL 33777.
ECU was established in 1991. It is a state-chartered credit union chartered under charter number 67336. The institution has been serving members for 35 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ECU. All financial data is for informational purposes only.