EDDY
Federal • Carlsbad, New Mexico • Est. 1954
Quick Facts
- Charter Number
- #9566
- Type
- Federal
- Established
- 1954
- Headquarters
- Carlsbad, New Mexico 88220-5268
- Address
- 901 W Pierce St
- Branches
- 2
- ATMs
- 1
- Members
- 4,950
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,950 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDDY |
|---|---|
| Total Assets | $62.1M |
| Members | 4,950 |
| Loans Outstanding | $42.8M |
| Shares & Deposits | $50.1M |
| Net Worth | $11.2M |
| Net Worth Ratio | 18.11% |
| Loan-to-Share Ratio | 85.4% |
| Delinquency Rate | 0.05% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Eddy Federal CU South
1711 S Canal St
Carlsbad, NM 88220
Eddy Federal Credit Union
Main Office901 W Pierce St
Carlsbad, NM 88220-5268
Who Can Join EDDY?
Membership Type: Occupational
Membership eligibility for EDDY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDDY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Mexico RankingsFrequently Asked Questions
EDDY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EDDY has 4,950 members and a potential membership field of 25,000 people.
EDDY's reported net worth ratio is 18.11% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EDDY operates 2 branch locations and has access to 1 ATMs. The main office is located at 901 W Pierce St, Carlsbad, NM 88220-5268.
EDDY was established in 1954. It is a federal credit union chartered under charter number 9566. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EDDY. All financial data is for informational purposes only.