EDDY
Federal • CARLSBAD, New Mexico • Est. 1954
Quick Facts
- Charter Number
- #9566
- Type
- Federal
- Established
- 1954
- Headquarters
- CARLSBAD, New Mexico 88220-5268
- Address
- 909 W PIERCE ST
- Branches
- 2
- ATMs
- 1
- Members
- 4,917
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,917 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDDY |
|---|---|
| Total Assets | $60.6M |
| Members | 4,917 |
| Loans Outstanding | $42.0M |
| Shares & Deposits | $48.7M |
| Net Worth | $11.1M |
| Net Worth Ratio | 18.38% |
| Loan-to-Share Ratio | 86.1% |
| Delinquency Rate | 0.43% |
| Net Income | +$919,577 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Eddy Federal CU South
1711 S Canal St
Carlsbad, NM 88220
Eddy Federal Credit Union
Main Office901 W Pierce St
Carlsbad, NM 88220-5268
Who Can Join EDDY?
Membership Type: Occupational
Membership eligibility for EDDY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDDY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. EDDY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDDY has 4,917 members and a potential membership field of 25,000 people.
EDDY's net worth ratio is 18.38% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.4%, EDDY meets this threshold.
EDDY operates 2 branch locations and has access to 1 ATMs. The main office is located at 901 W Pierce St, Carlsbad, NM 88220-5268.
EDDY was established in 1954. It is a federal credit union chartered under charter number 9566. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDDY. All financial data is for informational purposes only.