EDUCATION 1ST
State-Chartered • Ogden, Utah • Est. 1932
Quick Facts
- Charter Number
- #67127
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Ogden, Utah 84403-2560
- Address
- 1250 Country Hills Dr
- Branches
- 3
- Members
- 2,601
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,601 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATION 1ST |
|---|---|
| Total Assets | $73.9M |
| Members | 2,601 |
| Loans Outstanding | $55.9M |
| Shares & Deposits | $67.7M |
| Net Worth | $5.9M |
| Net Worth Ratio | 8.05% |
| Loan-to-Share Ratio | 82.5% |
| Delinquency Rate | 0.72% |
| Net Income | +$613,502 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main Office
Main Office1250 Country Hills Dr
Ogden, UT 84403-2560
CMC
8520 S Sandy Pkwy
Sandy, UT 84070-6422
Ogden High School
2828 Harrison Blvd
Ogden, UT 84403
Who Can Join EDUCATION 1ST?
Membership Type: Community
Membership eligibility for EDUCATION 1ST may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATION 1ST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. EDUCATION 1ST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATION 1ST has 2,601 members and a potential membership field of 275,000 people.
EDUCATION 1ST's net worth ratio is 8.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, EDUCATION 1ST meets this threshold.
EDUCATION 1ST operates 3 branch locations. The main office is located at 1250 Country Hills Dr, Ogden, UT 84403-2560.
EDUCATION 1ST was established in 1932. It is a state-chartered credit union chartered under charter number 67127. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATION 1ST. All financial data is for informational purposes only.