EDUCATIONAL
Federal • Miami, Florida • Est. 1935
Quick Facts
- Charter Number
- #176
- Type
- Federal
- Established
- 1935
- Headquarters
- Miami, Florida 33183-3825
- Address
- 7800 SW 117th Ave
- Branches
- 10
- ATMs
- 8
- Members
- 119,576
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
119,576 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL |
|---|---|
| Total Assets | $1.8B |
| Members | 119,576 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.5B |
| Net Worth | $279.7M |
| Net Worth Ratio | 15.57% |
| Loan-to-Share Ratio | 74.5% |
| Delinquency Rate | 0.44% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 8 ATMs
Kendall
Main Office7800 SW 117th Ave
Miami, FL 33183-3825
Downtown
1498 NE 2nd Ave
Miami, FL 33132
Miami Lakes
5890 NW 158th St
Miami Lakes, FL 33014-6722
Homestead
16460 SW 304th St
Homestead, FL 33033-3260
Kendall
7800 SW 117th Ave
Miami, FL 33183-3825
Who Can Join EDUCATIONAL?
Membership Type: Community
Membership eligibility for EDUCATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
EDUCATIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EDUCATIONAL has 119,576 members and a potential membership field of 673,000 people.
EDUCATIONAL's reported net worth ratio is 15.57% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EDUCATIONAL operates 10 branch locations and has access to 8 ATMs. The main office is located at 7800 SW 117th Ave, Miami, FL 33183-3825.
EDUCATIONAL was established in 1935. It is a federal credit union chartered under charter number 176. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL. All financial data is for informational purposes only.