ELEMENTS FINANCIAL
Federal • Indianapolis, Indiana • Est. 1976
Quick Facts
- Charter Number
- #22468
- Type
- Federal
- Established
- 1976
- Headquarters
- Indianapolis, Indiana 46202
- Address
- 225 S East St
- Branches
- 5
- ATMs
- 4
- Members
- 100,051
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
100,051 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELEMENTS FINANCIAL |
|---|---|
| Total Assets | $2.5B |
| Members | 100,051 |
| Loans Outstanding | $1.7B |
| Shares & Deposits | $2.1B |
| Net Worth | $286.7M |
| Net Worth Ratio | 11.49% |
| Loan-to-Share Ratio | 78.0% |
| Delinquency Rate | 0.35% |
| Net Income | +$5,707,441 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Elements-LCC
639 S Delaware St
Indianapolis, IN 46225
Elements-LTC
1400 W Raymond St
Indianapolis, IN 46221-2004
Elements-FB
Main Office225 S East St
Indianapolis, IN 46202
Elements_IGC
302 W Washington St Rm E030
Indianapolis, IN 46204
Elements_FB
225 S East St
Indianapolis, IN 46202
Who Can Join ELEMENTS FINANCIAL?
Membership Type: Community
Membership eligibility for ELEMENTS FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELEMENTS FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
ELEMENTS FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ELEMENTS FINANCIAL has 100,051 members and a potential membership field of 230,763 people.
ELEMENTS FINANCIAL's reported net worth ratio is 11.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ELEMENTS FINANCIAL operates 5 branch locations and has access to 4 ATMs. The main office is located at 225 S East St, Indianapolis, IN 46202.
ELEMENTS FINANCIAL was established in 1976. It is a federal credit union chartered under charter number 22468. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ELEMENTS FINANCIAL. All financial data is for informational purposes only.