ELGA
State-Chartered • Grand Blanc, Michigan • Est. 1968
Quick Facts
- Charter Number
- #61797
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- Grand Blanc, Michigan 48439
- Address
- 6065 Grand Pointe Dr
- Branches
- 17
- ATMs
- 17
- Members
- 109,016
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
109,016 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELGA |
|---|---|
| Total Assets | $1.8B |
| Members | 109,016 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.4B |
| Net Worth | $432.6M |
| Net Worth Ratio | 23.86% |
| Loan-to-Share Ratio | 86.8% |
| Delinquency Rate | 2.02% |
| Net Income | +$44,807,905 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
17 locations · 17 ATMs
Burton
2303 S Center Rd
Burton, MI 48519-1147
Flushing
6243 W Pierson Rd
Flushing, MI 48433-2338
Davison
8415 Davison Rd
Davison, MI 48423
Clio
7026 W Vienna Rd
Clio, MI 48420
Flint VG's
5072 Corunna Rd
Flint, MI 48532-4190
Who Can Join ELGA?
Membership Type: Community
Membership eligibility for ELGA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELGA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. ELGA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ELGA has 109,016 members and a potential membership field of 9,986,857 people.
ELGA's net worth ratio is 23.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.9%, ELGA meets this threshold.
ELGA operates 17 branch locations and has access to 17 ATMs. The main office is located at 6065 Grand Pointe Blvd, Grand Blanc, MI 48439.
ELGA was established in 1968. It is a state-chartered credit union chartered under charter number 61797. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ELGA. All financial data is for informational purposes only.