ELKO
Federal • Elko, Nevada • Est. 1960
Quick Facts
- Charter Number
- #13800
- Type
- Federal
- Established
- 1960
- Headquarters
- Elko, Nevada 89801
- Address
- 2397 Mountain City Hwy
- Branches
- 2
- ATMs
- 2
- Members
- 18,634
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
18,634 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELKO |
|---|---|
| Total Assets | $349.2M |
| Members | 18,634 |
| Loans Outstanding | $217.8M |
| Shares & Deposits | $302.8M |
| Net Worth | $45.5M |
| Net Worth Ratio | 13.02% |
| Loan-to-Share Ratio | 71.9% |
| Delinquency Rate | 0.13% |
| Net Income | +$1,980,706 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Elko
Main Office2397 Mountain City Hwy
Elko, NV 89801
Spring Creek
580 Spring Valley Ct
Spring Creek, NV 89815-6812
Who Can Join ELKO?
Membership Type: Community
Membership eligibility for ELKO may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELKO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Nevada
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Nevada RankingsFrequently Asked Questions
ELKO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ELKO has 18,634 members and a potential membership field of 51,935 people.
ELKO's reported net worth ratio is 13.02% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ELKO operates 2 branch locations and has access to 2 ATMs. The main office is located at 2397 Mountain City Hwy, Elko, NV 89801.
ELKO was established in 1960. It is a federal credit union chartered under charter number 13800. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ELKO. All financial data is for informational purposes only.